The Base Rate system is applicable for all new loans and for those old loans that come up for renewal. Since the Base Rate is the minimum rate for all loans, banks are not permitted to resort to any lending below the Base Rate. Banks are required to review the Base Rate at least once in a quarter. With the introduction of the Base Rate system Bank of Baroda Home Loan. Interest rates applicable: Bank of Baroda offers loans at low and competitive rates. Bank of Baroda Home Loan can only be availed on a floating rate of interest basis, rates range from 8.40% - 10.60% p.a. Gross Monthly Salary/Income. Gross Monthly Deduction. Loan Amount. Tenure (in months) Interest Rate. This is a preliminary calculation and is not the final offer. Calculate. At 8.6 percent, the home loan interest rates offered by Union Bank of India, along with Bank of Maharashtra, Indian Overseas Bank and Bajaj Finserv, figure in the list of cheapest home loan rates. The interest rates on gold loan, availed by pledging gold, are relatively lower than other types of loans and range between 8.00% p.a. to 26% p.a. Banks and other financial institutions in India offer gold loans, the loan amount for which ranges from Rs.1500 to Rs.1.5 crore. . 0.50% of loan amount, subject to a minimum of Rs. 5,000 and a maximum of Rs. 10,000. Prepayment Charges. If closed from own sources after 2 years: NIL. If closed from own sources before 2 years: 1% of the prepaid amount. If closed through taking over by other banks: 2% of the prepaid amount. Quantum of Loan: Max. Loan Amount: Rs.35.00 lakhs per borrower. Repayment Period: Maximum 12 months. 2. Monthly Repayment. Repayable in monthly instalments with interest. Quantum of Loan: 70% of market value of the Jewels pledged or Per gram advance value of Jewels, whichever is lower. Max. 10 Years. Rate of Interest. 7.1 %. This is preliminary calculation and is not the final offer. Total Re-payment ₹ 27,98,989. Interest Payable. Loan Amount. Monthly payable EMI. ₹ 23,325. Type of Indian Bank Loan Against Property Interest Rates IND Mortgage. Purpose: Any personal purpose including repair/renovation of buildings, marriage, festivals, functions, education, medical or any other purpose, except for speculation. Loan Amount. For Salaried: Minimum Loan Amount: Rs 5 lakh. Maximum Loan Amount: List of NBFCs in India that provide Home Loans. Reliance Capital - Reliance capital is India's most prominent NBFC for home loans. Established in 1986, the company now has an extensive network and also is one of the best NBFCs that provide housing loans. L&T Finance - Yet another major player in the market, L&T finance also offers a wide range

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